11 Online Banks Offering Unbeatable Perks for the Savvy Saver

7. Charles Schwab Bank

Charles Schwab Bank is the travel-savvy saver’s secret weapon. The standout perk is unlimited ATM fee rebates worldwide—yes, even those nasty out-of-network charges get refunded, so you’ll never pay to access your own cash (great for globetrotters). Schwab drops monthly fees and minimums from its checking account, and while the 0.45% APY isn’t the highest, the combo of no-cost travel and no-hit to your wallet is hard to beat. The Schwab mobile app makes it easy to freeze your card, transfer funds, or check balances on the go. The catch? Depositing cash can be awkward. Most users scan checks or transfer online. But, if freedom from fees—anywhere in the world—is your dream, Schwab’s checking account is a wild card that’s surprisingly practical.