6 Revolutionary Whitepapers That Recoded the Deeds of Blockchain Forever

5. The Ripple Protocol Consensus Algorithm

In 2014 the Ripple whitepaper introduced a new consensus algorithm for fast, low-cost international money transfers. Ripple’s protocol has since been adopted by major financial institutions, showcasing how blockchain technology can disrupt traditional banking systems. This whitepaper has played a major role in pushing blockchain adoption within the financial industry.